Our Divisions
Three divisions, one platform
How TPFG turns scale into sustainable competitive advantage.
Each division is an attractive business in its own right. An important part of our strategy is to make them more valuable together, and our platform is how we do that.
The platform starts with our shared scale: the combined network of agents, advisers and customers across the Group. Alongside that sits the central team and shared services at TPFG that allow us to turn that scale into sustainable competitive advantage.
Franchising
Independent businesses trading under our brands, procedures and guidance.
Core, recurring incomeDivision detailFinancial Services
Advisers earning commission on mortgages and protection through an authorised network.
Cross-sell growth engineDivision detailLicensing
Brand licensing to independent agents on a capital-light fixed-fee model.
Capital light, recurring incomeDivision detailPlatform model
Enabled by our shared platform
Value-add products and services
We can create and launch products and services that help our network win, whether responding to customer needs or regulatory change.
AI, Technology & Innovation
We can build technology and AI tools once, then deploy them across the whole network, so every improvement scales.
Customers & Data
We can connect customers between our businesses, supporting more of their property journey and increasing the value of each relationship over time.
Procurement
We can buy better, because we negotiate with suppliers as one Group and pass the benefit on to our network.
Shared services
We can build compliance, marketing, finance and legal expertise once, at the centre, and make it available to every business in the Group.